IBPS Clerk Salary 2025 will be provided by the respective public sector bank for which the candidate is being selected. They will be provided various perks, incentives and benefits along with the basic pay. In this article we have covered all the details regarding the IBPS Clerk Salary 2025 along with other perks and benefits. The aspirants who are preparing for the exam can check all the details regarding the salary provided by the respective banks.
IBPS Clerk Salary 2025
The IBPS Clerk Salary 2025 provides a stable and attractive pay structure for candidates joining the public banking sector. The starting basic pay is Rs 19,900 per month and with various allowances like Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance and Transport Allowance, the gross monthly salary comes to around Rs 29,000 to Rs 30,000. The final in hand salary may vary depending on the posting location. This structured pay scale, along with job security and growth opportunities makes the IBPS Clerk post a popular choice among aspirants.
IBPS Clerk Salary Structure 2025
The IBPS Clerk Salary Structure 2025 is mentioned below in the table. The Net pay is approx Rs 29,454. The Basic pay starts with Rs 19,900 along with other allowances as mentioned. With time, experience and promotions, the salary grows making it a secure and good career choice in the banking sector.
| IBPS Clerk Salary Structure 2025 | |
| Basic Pay | Rs.19,900 |
| Dearness Allowance | Rs.5209.82 |
| Special Allowance | Rs.4118 |
| Transport Allowance | Rs.757.08 |
| CCA | Rs.0 |
| House Rent Allowance(HRA) | Rs.2039.75 |
| Gross Pay | Rs.32,024.65 |
| Deduction (NPS Fund, Union Fee) | Rs.2570.98 |
| Net Pay | Rs.29453.67 |
IBPS Clerk Perks and Allowances
The IBPS Clerk Perks and Allowances is given below in the table. Candidates who are aspiring to build a career in the banking sector must understand all the details related to salary of IBPS Clerk Posts and Perks and Allowances received by them.
| IBPS Clerk Perks and Allowances | |
| Parameters | Details |
| Special Allowance | Rs 4118 |
| Dearness Allowance (DA) | DA is 4 percent of the Basic Pay
DA depends on the CPI and is revised quarterly, i.e. after every three months |
| House Rent Allowance (HRA) | The HRA remains between 6.5 per cent to 8.5 per cent depending upon the location of the posting |
| Travel Allowance (TA) | Expenses on official travels will be provided by the bank. |
| Medical Allowance (MA) | This is paid once a year. For IBPS Clerks, the amount is fixed at Rs 2000 on an annual basis. |
IBPS Clerk Job Profile
The IBPS Clerk Job role is crucial for proper functioning of the banks. The detailed Job Profile is mentioned below. Candidates aspiring for IBPS Clerk Job must know the responsibilities associated with this job.
- Assist customers with banking related issues, passbooks, and ATM services.
- Manage deposits, withdrawals, cheque verification, and daily transactions.
- Update customer records, loan applications, and banking details.
- Process NEFT, RTGS, and cheque clearances.
- Open/close accounts, update KYC details, and manage fixed deposits.
- Promote bank products like loans, insurance, and credit card services to the customers.
- Follow banking rules and assist senior officials in their work.
IBPS Clerk Career Growth
The IBPS Clerk is an important role in the banking sector as their main role is to solve customer queries, helping them in their loan applications, other transaction related issues and many more. The Career Growth opportunities are very vast. Promotions are done based on the performance and the internal banking exam conducted for the employees.
- Bank Clerk
- Officer/Assistant Manager
- Manager
- Senior Manager
- Chief Manager
- Asst. General Manager
- Deputy General Manager
- General Manager
IBPS Clerk Salary 2025 FAQs
Q1. What is the In Hand Salary of an IBPS Clerk?+
Q2. What is the basic pay of an IBPS Clerk?+
Q3. What are the allowances received by an IBPS Clerk?+
Q4. Is there any probation period for IBPS Clerk?+
Q5. Does an IBPS Clerk get a pension?+
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